Retailer Consumer Finance and Payment Cards in the UK

Retailer Consumer Finance and Payment Cards in the UK is a report and associated PartnerBASE™ dataset that investigates the market for both retailer point-of-sale finance and co-branded / store cards in the UK. Based on a survey of 366 major retail brands in the UK, including all significant retailers selling high-value products, the research identifies schemes for consumer finance and payment cards set up by each along with the providers used for these initiatives in each case (including card networks in the case of payment cards).

It classifies these providers in accordance with whether they are external to the retail brands in question or, rather, if they are captive partners owned by them, joint ventures co-owned by them or internally-managed consumer finance or payment card programs. Moreover, by means of both unweighted and weighted analyses, the research highlights not only the providers that hold the most partnerships for these products with retailers but also those that are likely to occupy the most important partnerships.

In addition, in terms of balances outstanding, the report quantifies the value of the market for retailer point-of-sale finance in 2017, simultaneously modelling its likely trajectory since 2013 and forecasting its outlook up to 2021. It also estimates the number of retailer payment cards in circulation in 2017 alone, setting this in the wider context of the market for all types of credit and other pay later card.

Types of organisation that may be able to use this research include the following: