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Creditor Insurance in Europe

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Table of Contents  | Series Prospectus | Press Release  | Buy Report

Finaccord’s report titled Creditor Insurance in Europe offers updated and detailed insights into the market for creditor insurance, sometimes also referred to as payment protection insurance or loan-related insurance, in 20 countries. Creditor insurance was worth around EUR 39.3 billion in gross written premiums in the region in 2013, including coverage for life and permanent disability as well as the temporary disability and unemployment elements. However, the progress of individual creditor insurance markets has been variable in recent years with steady growth in some territories offset by declines of varying degrees of magnitude in others, sometimes as a result of regulatory intervention.

Countries in scope in this study are as follows: Austria: Belgium; the Czech Republic; Denmark; France; Germany; Greece; Hungary; Italy; the Netherlands; Norway; Poland; Portugal; Romania; Russia; Spain; Sweden; Switzerland; Turkey; and the UK.

Drawing on the results of a survey of over 1,200 lending institutions, the report analyses the provision of creditor insurance by lending institutions, variances in provision by underlying lending product, operating models for provision of creditor insurance, weighted provider share of partnerships and the potential for selling creditor cover through distribution channels other than the lending institutions themselves. The PartnerBASE™ dataset that accompanies the report details each of close to 1,800 creditor insurance distribution deals traced by Finaccord. Together, the report, PartnerBASE™ dataset and market data file will provide you with the definitive guide to current and future opportunities in creditor insurance in Europe.

You may be able to use this report and the PartnerBASE™ that accompanies it in one or more of the following ways:

- appreciate the magnitude of the opportunity in creditor insurance in Europe and how this breaks down between policies cross-sold in conjunction with mortgages, point-of-sale automotive finance, other consumer finance and credit cards;

- identify partnership opportunities for creditor insurance and prioritise these according to the potential that they offer as defined by the size of lending institutions’ retail customer base;

- understand the supply structure for creditor insurance in Europe and whether specialists are winning business by virtue of their focused approach;

- assess the extent to which the provision of temporary incapacity and unemployment modules within creditor insurance policies is commonplace in different European countries;

- gain insight into the presence of leading creditor insurance market participants including Allianz, APRIL, Assurances du Crédit Mutuel, Aviva, AXA, BNP Paribas Cardif, CNP, Crédit Agricole Assurances, Credit Life International, Genworth Financial, MetLife and Société Générale Insurance.

For further information about this research, please access the table of contents and series prospectus by clicking on the links at the top of this page, or e-mail .

Equivalent foreign language titles:
L'Assurance Emprunteur en Europe
Restschuldversicherungen in Europa
Assicurazione a Protezione del Credito in Europa
Seguro de Empréstimos e Proteção de Pagamento na Europa
Seguros de Préstamos y Protección de Pagos en Europa

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